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At GEM, our members are stronger together.

Our pools come together with a united purpose: reducing public entity risk and a shared commitment to each other’s long-term success.
GEM isn’t just a reinsurance pool; it’s a thriving community. A place where members can connect, share ideas, and learn from each other. 
Poolside Podcast

Episode 7: Behind the Firewall: A Public Entity Pool’s Role in Cyber Resilience

As cyber threats grow more complex, public entities face mounting pressure to safeguard systems, data, and community trust.

Membership & Benefits

GEM is powered by the combined knowledge of public entities and seasoned insurance professionals, bringing practical insight to every solution.

Focused Solutions

We monitor market shifts and build coverage capacity that protects and directly supports your public sector program.

Member Control

Your pool controls your own destiny when designing and executing long-term risk financing strategies, reflecting your goals and operational realities.

Pools United

Through shared knowledge, joint problem-solving, and broader access to reinsurance markets, members gain strength and stability that go beyond what any one entity could achieve alone.
Video

A Message From Our CEO

Our vision at GEM is to be known as the preferred partner in reinsurance and thought leadership.
Testimonials

Our Promise To The Membership

GEM unifies the combined financial and intellectual resources of public entity risk pools in order to safeguard your long-term stability and allow you to control your own destiny.

“Having membership across the country, GEM provides a means to collaborate with the top pools to achieve state of the art risk financing solutions.”

Ann Bennett

Ann Bennett

Executive Director, Washington Cities Insurance Authority

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngAnn Bennett

"Being a part of GEM made our pool’s reinsurance renewal go a lot more smoothly than it otherwise would have. GEM has been flexible in our liability reinsurance each year they’ve participated, and have gone to bat for us when other partners haven’t."

Ryan Cole

Ryan Cole

Associate Executive Director, Arizona School Risk Retention Trust

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngRyan Cole

“GEM gives us flexibility in SIRs, quota shares, and other reinsurance structures.  Our conversations with GEM staff help us to determine how best to support these structures.”

Brett Davis

Brett Davis

CEO, Park District Risk Management Agency

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngBrett Davis

"Not only is GEM a great strategic partner for CVMIC but is also personally rewarding with the very fine people who comprise your organization and membership. "

Steve Stanczak

Steve Stanczak

Chief Executive Officer, Cities and Villages Mutual Insurance Company

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngSteve Stanczak

What Does GEM Provide?

For GEM, our success is rooted in the strength of collaboration. By pooling coverage, resources, and expertise, members gain tailored risk financing solutions, stability, and protection from disruptions in the marketplace.

Listen To the Poolside Podcast

Protecting the Badge — Legal Trends and Leadership in Modern Policing

Episode #8: Protecting the Badge — Legal Trends and Leadership in Modern Policing

Listen To the Poolside Podcast

In this episode, Michelle Bechamps sits down with Jack Ryan, Attorney & Co-Director at Legal and Liability Risk Management Institute (LLRMI) — one of the nation’s leading voices in law enforcement risk management and liability — to talk about how agencies can lead with accountability and stay ahead of emerging legal trends.

We discuss:
• The most common litigation trends facing law enforcement agencies today
• How agencies can rebuild public trust and social capital after years of scrutiny
• What it really means to “take care of your own house” — and how to stay proactive before problems become lawsuits
• Practical steps for chiefs, sheriffs, and risk managers to strengthen policy, training, and documentation

Listen To the Podcast

GEM Board Meeting & Members’ Session (January 28-29, 2026)

GEM will hold a Board Meeting and  Members’ Session (Members’ Roundtable) on January 28-29, 2026 at the Hilton Scottsdale Resort & Villas. Location: Scottsdale, AZ

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