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At GEM, our members are stronger together.

Our pools come together with a united purpose: reducing public entity risk and a shared commitment to each other’s long-term success.
GEM isn’t just a reinsurance pool; it’s a thriving community. A place where members can connect, share ideas, and learn from each other. 
Poolside Podcast

Civility as a Risk Management Strategy

How everyday behavior shapes workplace culture, retention, and organizational risk.

Host: Michelle Béchamps, Béchamps & Associates
Guest: Sarah Curtis, Loss Control Training Consultant, Public Entity Partners

Membership & Benefits

GEM is powered by the combined knowledge of public entities and seasoned insurance professionals, bringing practical insight to every solution.

Focused Solutions

We monitor market shifts and build coverage capacity that protects and directly supports your public sector program.

Member Control

Your pool controls your own destiny when designing and executing long-term risk financing strategies, reflecting your goals and operational realities.

Pools United

Through shared knowledge, joint problem-solving, and broader access to reinsurance markets, members gain strength and stability that go beyond what any one entity could achieve alone.
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A Message From Our CEO

Our vision at GEM is to be known as the preferred partner in reinsurance and thought leadership.
Testimonials

Our Promise To The Membership

GEM unifies the combined financial and intellectual resources of public entity risk pools in order to safeguard your long-term stability and allow you to control your own destiny.

“Having membership across the country, GEM provides a means to collaborate with the top pools to achieve state of the art risk financing solutions.”

Ann Bennett

Ann Bennett

Executive Director, Washington Cities Insurance Authority

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngAnn Bennett

"Being a part of GEM made our pool’s reinsurance renewal go a lot more smoothly than it otherwise would have. GEM has been flexible in our liability reinsurance each year they’ve participated, and have gone to bat for us when other partners haven’t."

Ryan Cole

Ryan Cole

Associate Executive Director, Arizona School Risk Retention Trust

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngRyan Cole

“GEM gives us flexibility in SIRs, quota shares, and other reinsurance structures.  Our conversations with GEM staff help us to determine how best to support these structures.”

Brett Davis

Brett Davis

CEO, Park District Risk Management Agency

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngBrett Davis

"Not only is GEM a great strategic partner for CVMIC but is also personally rewarding with the very fine people who comprise your organization and membership. "

Steve Stanczak

Steve Stanczak

Chief Executive Officer, Cities and Villages Mutual Insurance Company

https://www.gemre.com/wp-content/uploads/2025/05/Video_meeting.pngSteve Stanczak

What Does GEM Provide?

For GEM, our success is rooted in the strength of collaboration. By pooling coverage, resources, and expertise, members gain tailored risk financing solutions, stability, and protection from disruptions in the marketplace.

Listen To the Poolside Podcast

Episode #14: Civility as a Risk Management Strategy

Episode #14: Episode #14: Civility as a Risk Management Strategy

Listen To the Poolside Podcast

Civility is more than professional conduct. It is a risk management strategy.
In the newest episode of PoolSide, we explore how everyday behavior can shape workplace culture, employee retention, organizational risk, and public trust.
Host Michelle Béchamps of Béchamps & Associates is joined by Sarah Curtis, Loss Control Training Consultant with Public Entity Partners, whose work helps public entities strengthen organizational performance by supporting individual growth.
Together, we discuss:
Why incivility belongs in a risk management conversation
How unchecked behavior can escalate into complaints, turnover, grievances, and liability
The difference between intent and impact
Why empathy does not require agreement
How self-awareness can change the way we navigate conflict
The role pools can play in helping members build healthier workplace cultures
We may not be able to change the tone of the entire country overnight. But we can influence what happens in our staff meetings, boardrooms, public offices, and conversations with the communities we serve.
☕ So grab your coffee and dive into Episode #14.

Listen To the Podcast

GEM Board Meeting & Members’ Sessions (October 29, 2026)

GEM will hold a Board Meeting and Members’ Sessions (Member Work Group & Members’ Roundtable) on Thursday, October 29, 2026, at the Hyatt Regency Tamaya Resort. Location: Santa Ana Pueblo, […]

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