New members to GEM can choose from two options - Premiere Membership or Associate Membership. To qualify for membership, a public entity or public entity pool must meet GEM underwriting standards and contribute capital. The Premiere Member surplus contribution requirement is the greater of $500,000 or 70% of the net written premium. The Associate Member surplus contribution requirement is $100,000 (payable over 5 years). Submission requirements are available via download from the website. For further information, contact underwriting@gemre.com.