GEM provides liability, property and workers' compensation reinsurance to eligible members that meet program underwriting standards.
Members are rated individually based upon member experience and operating environment of the public entity pool or insurance company.
Follow Form coverage, claims pen, underwriting pen and pricing stability are key factors in member participation in our programs.
GEM provides a consistant, equitable, and standard methodology to its pricing.
California Transit Indemnity Pool (CalTIP)
Delaware Valley Insurance Trust (DVIT)
Willow Grove, PA
Miami Valley (Ohio) Risk Management Association (MVRMA)
Michigan Municipal Risk Management Authority (MMRMA)
Midwest Public Risk (MPR) formerly MARCIT
Montana Municipal Interlocal Authority (MMIA)
Nevada Public Agency Insurance Pool
Carson City, NV
NH Public Risk Management Exchange (Primex3)
Park District Risk Management Agency (PDRMA)
Texas Association of School Boards Risk Management Fund (TASBRMF)
Texas Council Risk Management Fund (TCRMF)
Texas Water Conservation Association Risk Management Fund (TWCARMF)
Virginia Transit Liability Pool (VTLP)
Washington Cities Insurance Authority (WCIA)
Washington State Transit Insurance Pool (WSTIP)
Wisconsin Municipal Mutual Insurance Company (WMMIC)