GEM is a protected cell reinsurance captive domiciled in the District of Columbia. Membership in GEM is available to single public entities, public entity self-insured groups, risk pools or captive insurers comprised of public entities or risk purchasing groups (public entities). Like its underlying members, GEM is exempt from Federal Income Tax, under private letter ruling issued by the Internal Revenue Service. GEM provides reinsurance coverage to its members for liability, property, and workers' compensation. Answers to many of your questions can be found under the Frequently Asked Questions (FAQ's) link on our website or feel free to contact us info@gemre.com.

GEM Vision is:
A financially sound and member-driven, long-term business partnership for the benefit of public entities. GEM will focus on collaborative and innovative member services and risk transfer initiatives.

GEM Mission is:
To stimulate growth, build the financial durability of GEM, and deepen its capacity to serve the strategic initiatives of its members.